Growing up, my father was the kind of man who believed in the power of a handshake.

He believed that a man’s word was his bond, and trust was something earned, not given lightly.

Dad drove the local bus for years and was known around town for being fair, kind, and hardworking.

He taught me that integrity and honesty were the most important things in life, and that’s how I grew up—believing in people, trusting their word, and hoping for the best.

When I met my husband, Mark, I thought he was cut from the same cloth as my father. He came from a modest background, talked a lot about how much he respected people who worked hard, and always presented himself as someone you could rely on. In the early years of our marriage, I believed that we shared those same values—honesty, integrity, and trustworthiness. But I soon learned that not everything is as it seems.

Mark seemed stressed for weeks. He would stay up late at night going over business plans, researching equipment, and figuring out how to make his dream come true. Then one night, he came up with what he thought was the perfect solution: he suggested asking my father for a loan.

I still wasn’t convinced, but Mark assured me this was his big break. He said, “Look, I wouldn’t ask if I didn’t believe in myself. I know I can make this business work, and I’ll pay your dad back, no problem.”

So, I agreed, and together we approached my dad. I explained that Mark had a solid business plan, and although my father was hesitant at first, he eventually agreed to loan us the $30,000. He didn’t even ask for a contract—just a handshake and a promise that Mark would repay him within two years. My dad trusted us, trusted me, and believed that Mark would keep his word. That was the kind of man he was, always putting faith in people.

The loan was made, and Mark dove headfirst into starting his business. He bought equipment, hired a small crew, and began taking on jobs. For a while, things seemed to be going well. The business started bringing in money, and Mark was proud of what he had built. He was busy, but I was happy that he was living his dream.